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Monday, August 24, 2009
Saturday, August 22, 2009
Different ways for pregnant women to get healthcare.
This is a great article from the American Pregnancy Association on how pregnant women can get healthcare if uninsured or underinsured. Ameriplan is referred to as one of the best ways to get care.
Finding affordable health insurance for pregnancy can be challenging.
Over 41 million Americans are uninsured, and many of those who are insured are underinsured. As a result, there are approximately 13% of women who become pregnant each year who are not insured, which often results in inadequate prenatal care.
Another challenge uninsured pregnant women face is that some insurance plans consider pregnancy a pre-existing condition. Medicaid, a federal funded program for low income persons, will accept women who are already pregnant. However if you are not eligible to receive Medicaid, it can still be a challenge to pay for all the prenatal visits and delivery. The estimated cost of delivery alone is $6,000 – $8,000 for a normal pregnancy, and the cost increases if it is a high risk pregnancy.
This is the crisis that many pregnant women find themselves facing when they learn that they are pregnant. The excitement of being pregnant is quickly dissolved by the worry and anxiety of financial burden.
Government Funded Programs
Medicaid is a state run program that is federally funded. Medicaid provides medical assistance for low-income families and individuals. To locate an office near you go to Centers for Medicare & Medicaid Services.
You may find that there are other options, depending on your state, which provide additional programs for women who are pregnant such as Medi-cal from the state of California. You can check with your local department of health at Health Departments by State for information on local programs that may further assist you.
WIC is a federal agency that serves to safeguard the health of low-income women, infants and children under the age of 5. WIC provides nutritious foods to supplement diets, information on healthy eating, and referrals to health care. To get more information you can go to Women, Infants and Children.
Health Care Discount Programs
There are many alternatives to traditional health insurance and Medicaid. These alternatives offer a discount on your health care and may help you out. Make sure to check with your health care provider to find out what discount you would receive if you paid cash. Take monthly fees, deductibles and premiums into account. Here are a few examples of discount programs.
Maternity Advantage™ is a discount health program that can save you up to 60% on doctor’s visits, lab work, sonograms, your hospital stay, and much more. Maternity Advantage is not insurance but it works with a National Preferred Provider Maternity Network. For a low monthly fee, Maternity Advantage can provide you with a comprehensive maternity plan. You can receive these benefits even after you have found out that you are pregnant. You can request FREE information by filling out this form: Request Free Information. Or you can call them toll-free at (800) 450-0183.
AmeriPlan is a discount plan that is currently available in all states except Alaska. AmeriPlan saves people up to 50% and more on their health care services. Benefits include physician, hospital, and ancillary services (i.e., lab work, tests, x-rays). Since AmeriPlan is not insurance, all pre-existing conditions are covered (except orthodontic treatment in progress), there are no deductibles, no waiting periods, no claim forms, and no annual limits. For more information on this discount program you can go to AmeriPlan. Or you can call them at (561) 200-5451.
To view entire article, Click Here
Finding affordable health insurance for pregnancy can be challenging.
Over 41 million Americans are uninsured, and many of those who are insured are underinsured. As a result, there are approximately 13% of women who become pregnant each year who are not insured, which often results in inadequate prenatal care.
Another challenge uninsured pregnant women face is that some insurance plans consider pregnancy a pre-existing condition. Medicaid, a federal funded program for low income persons, will accept women who are already pregnant. However if you are not eligible to receive Medicaid, it can still be a challenge to pay for all the prenatal visits and delivery. The estimated cost of delivery alone is $6,000 – $8,000 for a normal pregnancy, and the cost increases if it is a high risk pregnancy.
This is the crisis that many pregnant women find themselves facing when they learn that they are pregnant. The excitement of being pregnant is quickly dissolved by the worry and anxiety of financial burden.
Government Funded Programs
Medicaid is a state run program that is federally funded. Medicaid provides medical assistance for low-income families and individuals. To locate an office near you go to Centers for Medicare & Medicaid Services.
You may find that there are other options, depending on your state, which provide additional programs for women who are pregnant such as Medi-cal from the state of California. You can check with your local department of health at Health Departments by State for information on local programs that may further assist you.
WIC is a federal agency that serves to safeguard the health of low-income women, infants and children under the age of 5. WIC provides nutritious foods to supplement diets, information on healthy eating, and referrals to health care. To get more information you can go to Women, Infants and Children.
Health Care Discount Programs
There are many alternatives to traditional health insurance and Medicaid. These alternatives offer a discount on your health care and may help you out. Make sure to check with your health care provider to find out what discount you would receive if you paid cash. Take monthly fees, deductibles and premiums into account. Here are a few examples of discount programs.
Maternity Advantage™ is a discount health program that can save you up to 60% on doctor’s visits, lab work, sonograms, your hospital stay, and much more. Maternity Advantage is not insurance but it works with a National Preferred Provider Maternity Network. For a low monthly fee, Maternity Advantage can provide you with a comprehensive maternity plan. You can receive these benefits even after you have found out that you are pregnant. You can request FREE information by filling out this form: Request Free Information. Or you can call them toll-free at (800) 450-0183.
AmeriPlan is a discount plan that is currently available in all states except Alaska. AmeriPlan saves people up to 50% and more on their health care services. Benefits include physician, hospital, and ancillary services (i.e., lab work, tests, x-rays). Since AmeriPlan is not insurance, all pre-existing conditions are covered (except orthodontic treatment in progress), there are no deductibles, no waiting periods, no claim forms, and no annual limits. For more information on this discount program you can go to AmeriPlan. Or you can call them at (561) 200-5451.
To view entire article, Click Here
Friday, August 14, 2009
Majic Jack
I am definitely getting me one. I saw the commercial just once today, and I’m hooked.
This was a great idea. I should’ve thought of it earlier.
I pay so much for my home phone bill that I crossed out long distance. At the same time, my cell phone bill is skyrocketing also. So either way I had a serious problem. And running my business on my cell phone can be very costly.
First thing in the morning, I am purchasing a majic Jack, which will make my life easier, and make my business run smoother. With my business moving forward, it will be a great investment.
So excited, I can’t wait!
Curious about what I do? See for your self Here
This was a great idea. I should’ve thought of it earlier.
I pay so much for my home phone bill that I crossed out long distance. At the same time, my cell phone bill is skyrocketing also. So either way I had a serious problem. And running my business on my cell phone can be very costly.
First thing in the morning, I am purchasing a majic Jack, which will make my life easier, and make my business run smoother. With my business moving forward, it will be a great investment.
So excited, I can’t wait!
Curious about what I do? See for your self Here
Wednesday, August 5, 2009
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